One or more photo(s) has been virtually staged. This renovated 2 bedroom, 2 bath waterfront home offers direct Gulf access from a deep water canal in Hernando Beach, Florida. Built in 1980, the home features a split floor plan with 1,254 square feet of living space and sits on a 0.17 acre corner lot near the end of the waterway, which helps reduce passing boat traffic. No HOA or CDD is required, and vacation rentals are permitted per seller. The main living area includes a large picture window with water views and sunset exposure. The kitchen and both bathrooms have been updated with shaker style cabinets, granite countertops, and stainless steel appliances. Additional updates include luxury vinyl plank flooring in the bedrooms, updated lighting and ceiling fans, new interior doors and baseboards, added insulation, fresh interior paint, and no carpet throughout. Outdoor features include approximately 80 feet of waterfront with a seawall and a smaller floating dock. The dock does not have electric or water service. Additional features include a screened lanai, fenced backyard, concrete patio, fire pit, picnic table, and a driveway that fits up to three full size vehicles. The roof was replaced in 2025, the AC system in 2024, and the water heater is approximately seven years old. The home is served by county water and sewer. The property is located in Flood Zone AE, and flood insurance is required. Flood insurance is reported to be transferable. Located minutes from Highway 19 with access toward Tampa, St. Petersburg, and Tampa International Airport. Buyers should verify flood insurance details, rental guidelines, and intended use.